Bettina Network's Blog - Table Talk at a Bettina Network Home - Page 40

Update on 2009 Stock Tips at Breakfast!

December 31st, 2009

2009 copyright the Bettina Network, inc.

We received notes from guests about buying stock mentioned over breakfast when they stayed at a Bettina home.  Three stocks were mentioned and we have the dates the guests purchased the stock.  To keep it honest, lets take an end of the year note on what happened.

On 6/15/2009 a guest wrote about the conversation about IVAN, then selling at $1.56/share and IVN, then selling at $6.12/share.  You might check out those posts for more information.  This is only to bring those conversations up to date.
Today IVAN is selling for $2.86/share – the energy stock
IVN is selling for $14.63/share – the gold mining stock

On 7/21/2009 another guest wrote about a conversation around a Bettina breakfast table about SIRI.  On that date SIRI was selling for $ .425/share.
Today SIRI is selling for $.5895/share – the Sirius XM Radio stock

We will keep you up to date on other stock conversations and hope the people who emailed us about their purchase of these stocks will also email us when they sell.

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Want to join us? Have a home that you want to open to become one of Bettina Network’s Hedge Schools? Call us and lets talk – or email us.

Ed. Note: Members of the Bettina Network Lifestyle Community can contribute to the Bettina Network Blog whenever they have anything they want to say and be heard by this fantastic group of people. Send your blog to bettinanetwork@comcast.net or mail it to us at P. O. Box 380585 Cambridge, MA. 02238 or call us on the telephone at 617-497-9166 to tell us what you want to say and we will write it for you.

Volunteer with Bettina Network Foundation, inc. to work estate sales; to help move items from one home to another; to contribute your ideas on how we can better use our resources in this effort to relieve and eliminate homelessness and poverty. We also need photographers; designers; and more. However much or little time you have, we are grateful.

Send your event information to be included in Bettina Network’s Menu of Events to: bettina-network@comcast.net

This is a curated blog so you cannot write your responses at the end of each entry. TO RESPOND TO THIS BLOG email bettina-network@comcast.net or info@bettina-network.com

TO LEARN MORE try www.bettina-network.com

 

Changes in Bettina Homes

December 31st, 2009

copyright 2009 The Bettina Network, inc.

In 2010 you will find wonderful changes in Bettina homes for your added comfort and need for ever more elegant surroundings.  The major change is around technology.  All Bettina homes have broadband internet access – the kind which has a very fast response time, doesn’t need a telephone dial-up and is accessible to you in your room at no extra charge.  That broadband includes wireless internet access in all homes.  In some homes,  you have immediate access to the wireless by simply turning on your computer; in others, where your host family is super-security conscious, your computer IP number is entered into the security system and you then have immediate access to the internet.  Eventually,  that kind of secure access will be common across the Bettina Network.

The change about which we are most proud is now YOU HAVE ACCESS TO A COMPUTER, at no extra charge,  as well as internet wired and wireless when you stay in a Bettina home.  You may request a computer when you make reservations and you will find one in your room when you arrive.

Some are computers without lots of bells and whistles; others are totally equipped with what you wish you had at home.  On the plain vanilla computers, you will have to sign into your home/office computer and use your programs remotely.  You will be able to access your email on the computer in your room.  In other homes, the computers are complete with every little thing available.  The difference is the level of technical competence of the host family.  As those host families become more comfortable and knowledgeable about their increased technology offerings, those computers will be upgraded and other things will be added. Although, some host families, who are technologically challenged, have so many technical people staying as guests, they tend to have better equipped computers because of their guests contributions to their knowledge and they have added other little gadgets like iPod docking stations.

We are constantly working to keep our position ahead of the pack.  Its no fun doing business when you are running with or slightly behind everyone else. It is not about offering cheap service at a cheap price,  that has never been what the Bettina Network is about.  – It is about offering quality, convenience, luxury, an elegant and very green lifestyle as economically as we can possibly offer it, with both our guests and our host families surviving and thriving nicely.

We had some interesting side developments in 2009.  One couple – who met in a famous Bettina home in Harvard Square Cambridge – are now engaged and planning a wedding in June:  one Bettina host family is helping them plan the wedding; and they are going to be married by another Bettina host family member, but unfortunately not in a Bettina home, in their family home – which we would love to add to the Bettina Network.  A family, who stayed in Bettina homes for many years, lost a loved one and a Bettina host family member, who had been involved in the last months of life with the family, was at the funeral and officiated.  Another Bettina host family member, who is a photographer/videographer produced a beautiful documentary, which is available in Bettina homes if you would like to see it and/or buy it.

Several guests registered their talent with the Bettina Network and we were able to find work for them -painting, sculpting, photographing, musicians, etc.  Concerts are now being held in a couple homes where the families are professional musicians.  Its great for the family member because they have an audience on which they can try a new program, before they present it in a public concert, and great for the guests who see and hear musicians perform, up close, able to ask questions, talk about what they’ve heard and enjoy an hour of beautiful music.

We are very happy about the direction in which we are moving and hope you will let us know how we can improve to better suit your needs in 2010!

One disappointment was to see our motto – “Do not neglect to show hospitality to strangers, for thereby some have entertained angels unawares” – being prominently used by an Inn in Cambridge in their advertisements.  We keep hearing that imitation is the highest form of flattery, so we will take it as such and know that we must be succeeding in what we do or we wouldn’t be imitated.  We know our guests are discerning and know the difference between follow-the-leader and the real thing.

Happy New Year!  May you think of us first and foremost during 2010 and beyond!

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Want to join us? Have a home that you want to open to become one of Bettina Network’s Hedge Schools? Call us and lets talk – or email us.

Ed. Note: Members of the Bettina Network Lifestyle Community can contribute to the Bettina Network Blog whenever they have anything they want to say and be heard by this fantastic group of people. Send your blog to bettinanetwork@comcast.net or mail it to us at P. O. Box 380585 Cambridge, MA. 02238 or call us on the telephone at 617-497-9166 to tell us what you want to say and we will write it for you.

Volunteer with Bettina Network Foundation, inc. to work estate sales; to help move items from one home to another; to contribute your ideas on how we can better use our resources in this effort to relieve and eliminate homelessness and poverty. We also need photographers; designers; and more. However much or little time you have, we are grateful.

Send your event information to be included in Bettina Network’s Menu of Events to: bettina-network@comcast.net

This is a curated blog so you cannot write your responses at the end of each entry. TO RESPOND TO THIS BLOG email bettina-network@comcast.net or info@bettina-network.com

TO LEARN MORE try www.bettina-network.com

 

Our Holiday Greeting to Everyone

December 22nd, 2009

This is the time of year when you realize you know your friends, but you don’t know which holiday they celebrate.  So our best wishes to everyone, everyplace, whatever you call your end of the year celebration.

– We rejoice in being in a business which allows us to share a small part of so many people’s lives and to be immersed in such a wonderfully diverse community. You have allowed us into your world in ways we never could have dreamed of before we became a part of this Bettina Network.  We hope it continues into the next year and into the next generation!

Thank you for having given us so much.  Money tips are not allowed in the Bettina Network – from anyone – because our “tips” come from so many greater gifts from our guests as we share their lives no matter how briefly.

We have a favorite poem we pull out at this time of year, written by The Rev. Dr. Howard Thurman who was the Dean of Boston University’s Marsh Chapel from 1953-1962.  He was an exceptional person and his writings are what some of us turn to when we feel as though we are straying from the path we are called to walk.  It is said that Martin Luther King, Jr. kept two books next to his bedside wherever he travelled – one was the Bible, the other was Howard Thurman’s book “Jesus and the Disinherited.”

It makes quite a statement about Boston University to know that in the 1950’s, when it wasn’t popular, the Dean of Marsh Chapel was an African-American.  That was a time when, if Howard Thurman went to conferences, or travelled about the country on Boston University’s business, he would not be able to stay in the hotel in which the conference was held because hotels, in that fairly recent time frame,  refused to accept African-American guests.  Howard Thurman would have to enter the hotel through the back door or staff entrance to attend the conference because African-Americans were not allowed to enter hotels through their front doors.  When he travelled on other business he stayed with friends, Boston University Alumnus or bed & breakfasts.  In spite of these deterrents,  Boston University selected Howard Thurman for what was one of its most prestigious appointments.

Our holiday gift to you is this poem by Howard Thurman.  Many of us had to memorize this poem in grammar school and it has stayed in our hearts.  We hope you will pass it along to your children!!

“When the song of the angels is stilled,
 When the star in the sky is gone,
 When the kings and the princes are home,
 When the shepherds are back with their flock,
 Then the work of Christmas begins.


            To find the lost,
            To heal the broken,
            To feed the hungry,
            To release the prisoner,
            To rebuild the nations,
            To bring peace among brothers (and sisters),
            To make music in the heart.”

MAY THE JOY, PEACE AND PROMISE OF THIS SEASON PERVADE YOUR LIFE AS LONG AS IT LASTS AND AT THE END, TAKE YOU INTO THAT PROMISED LAND GLORIOUSLY!!!!!

From all of us at the Bettina Network!

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Want to join us? Have a home that you want to open to become one of Bettina Network’s Hedge Schools? Call us and lets talk – or email us.

Ed. Note: Members of the Bettina Network Lifestyle Community can contribute to the Bettina Network Blog whenever they have anything they want to say and be heard by this fantastic group of people. Send your blog to bettinanetwork@comcast.net or mail it to us at P. O. Box 380585 Cambridge, MA. 02238 or call us on the telephone at 617-497-9166 to tell us what you want to say and we will write it for you.

Volunteer with Bettina Network Foundation, inc. to work estate sales; to help move items from one home to another; to contribute your ideas on how we can better use our resources in this effort to relieve and eliminate homelessness and poverty. We also need photographers; designers; and more. However much or little time you have, we are grateful.

Send your event information to be included in Bettina Network’s Menu of Events to: bettina-network@comcast.net

This is a curated blog so you cannot write your responses at the end of each entry. TO RESPOND TO THIS BLOG email bettina-network@comcast.net or info@bettina-network.com

TO LEARN MORE try www.bettina-network.com

 

A Bettina Coconut Cake

December 19th, 2009

copyright 2009 The Bettina Network, inc.

Cakes can be easy to make – or – judging from some recipe’s I’ve read, they can be extraordainarily difficult.

I was raised with a simple 1-2-3-4 cake.  It can be varied with different ingredients and it doesn’t take a genius to remember the recipe without pouring, once again, over many cookbooks.  This is the basis for the coconut cake.

1 – One cup of organic butter (equivalent to two sticks)

Put butter in your stand mixer and let it whirl for a few minutes

2.  Two cups organic turbinado sugar

Add the sugar to the butter, pouring it slowly while your mixer is on – almost, but not quite to the highest setting.  Don’t let the butter mix too far ahead of adding the sugar because you can get the whipped cream look to your mixture if you add the sugar just a minute or two after you start whipping the butter.

3.  In a bowl measure three cups organic STONE-GROUND whole wheat pastry flour

To this you want to add one teaspoon baking powder and a pinch of salt.  Mix this with a spoon or wire whisk until you’ve put lots of air into the flour.

4. Four organic eggs

Add the eggs to the sugar and butter mixture one at a time, mixing until they are fully incorporated, but don’t mix this too long. The sugar and butter can be whipped forever and the cake gets better the longer they mix.  Once you start adding eggs, don’t beat the cake too much.

After the eggs are incorporated, alternate adding the flour mixture and the liquid to the sugar-egg-butter mix.  In this case, for the coconut cake, the liquid is  either one can or 1/2 can of organic coconut milk.  If you are good at making your own coconut milk, go ahead, it makes for a better cake, but the canned organic variety is my speed at this point in time……..for two reasons a) I don’t know how to make coconut milk and b) I can never find organic coconuts to experiment.

If you would like a creamier cake, add the whole can of organic coconut milk.  I find 1/2 can is more to my taste – it produces a drier cake, but not too dry.

Put the cake in either two* or four* cake pans which have been well buttered and bake at 350 degrees for about 45 minutes.  That is an estimate of time because each stove will bake in a different time frame. When the cake looks done, springs back when you touch the top and a straw or knife put in the center comes out clean, then you know the cake is done.

*If you like lots of icing on your cake you might consider making four layers.  If you like a less sweet cake then you want to choose to make only two layers.

One goodness of a cake made with all organic ingredients is that it tends to be less sweet than a cake made with white granulated sugar.

Take the cake out of the oven and let it cool.

The long part is the icing:

Break 4 eggs and separate them – the egg whites are what you want to use for this icing.  The only reason is because the icing on a coconut cake should be white and to use the entire egg would produce a more ivory/brownish looking cake.  It has a better taste, but the romance around a coconut cake is shattered.  (What to do with the egg yolks for all of us who think frugally – use them to make Bettina’s Chocolate Pudding.)

Set the egg whites aside.  Put one cup organic turbinado sugar in a glass corning pot.  Add one cup of water.  Just pour in the water, don’t stir, don’t touch anything in the pot once you pour in the water and pour slowly so the water doesn’t splash around the pot as you add it.

Turn on the flame and let the water and sugar cook until the mixture becomes a simple syrup – which means until the mixture reaches 240 degrees on a candy thermometer.

When the mixture reaches 240 degrees, put the egg whites in your stand mixer and whip them until they begin to have soft peaks.  When you reach that stage with the egg whites, gradually and slowly pour in the hot syrup.  Be very careful with the syrup because it is really, really hot and can burn you severely if not handled properly.

You can add coconut syrup, vanilla syrup or any other kind of flavoring you would like at this point.  Pour the hot syrup into the egg whites VERY VERY gradually and let this whip for a very generous length of time.

At this point you can do one of two things:

1.  Once the egg whites have become substantial and hold their peaks looking white, fluffy and beautiful, take a small portion aside in a bowl and add your favorite preserves (ginger preserves make an unusual and very delicious touch),  lightly mixing by hand.  Use this mixture for the filling in your cake.  OR – you can add lots of shredded coconut to this mixture – stirring by hand –  and use that for the filling with the rest used to slather very thickly on the top and sides of the cake.  And voila – you have your coconut cake.

2.  If you prefer a more butter-cream icing, you can start adding pats of butter to the mixture as it whips and let it continue to whip until it has a very whipped creamy/butter-creamy look.  This is delicious. Of course, it will take all of the butter in the house, plus some you will get from a quick trip to the store, –while your icing is mixing,  — as you realize you don’t have enough butter in the house for this icing to come through properly, — but it will be worth the hassle.

Use this as you would the other icing – stir lots of shredded coconut into this icing; put a generous amount of icing on each cake layer;  put the layers together and slather the rest on the top and sides of the cake.

Because these icings hold peaks nicely, you can really get imaginative in making the cake look spectacular.

Sometimes when adding butter to the whipped syrup and egg white mixture,  your icing can break and when you look at it in the mixer you think you have a loser, but do not fear, just let the mixture keep on going – maybe as long as 15-20 minutes or longer and your icing will come through beautifully for you.

You can put this buttery icing on the cake, or you can sit in a corner with the bowl, making sure no one sees you, and eat until your heart is content.  It roughly reminds you of a wedding cake.  Whatever is left from this little act of gluttony can still be the icing on your coconut cake.

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Want to join us? Have a home that you want to open to become one of Bettina Network’s Hedge Schools? Call us and lets talk – or email us.

Ed. Note: Members of the Bettina Network Lifestyle Community can contribute to the Bettina Network Blog whenever they have anything they want to say and be heard by this fantastic group of people. Send your blog to bettinanetwork@comcast.net or mail it to us at P. O. Box 380585 Cambridge, MA. 02238 or call us on the telephone at 617-497-9166 to tell us what you want to say and we will write it for you.

Volunteer with Bettina Network Foundation, inc. to work estate sales; to help move items from one home to another; to contribute your ideas on how we can better use our resources in this effort to relieve and eliminate homelessness and poverty. We also need photographers; designers; and more. However much or little time you have, we are grateful.

Send your event information to be included in Bettina Network’s Menu of Events to: bettina-network@comcast.net

This is a curated blog so you cannot write your responses at the end of each entry. TO RESPOND TO THIS BLOG email bettina-network@comcast.net or info@bettina-network.com

TO LEARN MORE try www.bettina-network.com

 

Ramblings on Tiger Woods

December 17th, 2009

copyright the Bettina Network, inc.
Marceline Donaldson

I was going to keep quiet on this one, but who can resist a request to write something.  I can feel my daughters cringe as I speak out!  I am sure one of the things they are grateful for is a last name different from mine.  Nevertheless –

The first thing that strikes me is the media outcry about Tiger Woods who they claim pretended to be so “clean” and with such a “perfect image”.  It is an amazing outcry.  Tiger Woods didn’t claim to be anything.  He kept a private life private. His golf life was in the public eye, the rest of his life was totally private.  It is only very recently that we’ve seen Tiger Woods in pictures with his wife.

I see this whole tabloid event as being extremely racist and sexist.  It is difficult to do anything in this society which doesn’t have such overtones, but this tops it.

First of all, it is quite possible and most probable that the core of the problem is simply that Tiger Woods and his wife were in a marriage that wasn’t working and he found an outlet – or outlets, if you are to believe the tabloids with all the women coming forth claiming to be Tiger’s mistresses. One was 49 years old. No one has even hinted at how Elin Woods handled this bad marriage.  No one is even claiming it was a bad marriage, even though what is out there for all to see says clearly that the marriage wasn’t working. And from the alleged incident with the golf clubs, was it an abusive marriage.

Outside of everything else, this Tiger Woods mess has sent out a very clear call for a total clean-out of our media.  It is time for this country to demand that its media have standards other than greed – looking for twists on stories to bring in the most money for their particular media outlets.  The human cost has been enormous; our inability to get at the facts of any situation is clear because facts aren’t what the media is about.  The media has very successfully developed a cynical viewership and readership.  Today, most of us don’t believe anything we see or hear.  Good investigative journalism is a thing of the past, if it ever existed, except in a few exceptional corners.

Tiger Woods has simply replaced Michael Jackson for the media!  I remember when the Michael Jackson mess exploded onto the screen and in the written media.  To say he was lynched by the media is an understatement.  Once Michael Jackson died, predictably it was time to move on to take down another outsized African American male – and who fit that bill better than Tiger Woods.  Especially since Tiger Woods was married to a Caucasian woman.

It is first very striking in the different way the media treats our -ism groups.  Tiger Woods – African American male; Elin Woods – White ‘European’ female; David Letterman – White male in the right upper class group with the correct figures behind him; Hugh Hefner – White male “exotica” figure, not in the right group, but making money for the right people and throwing parties they all want to attend,  etc.

David Letterman is clearly the most harmful of the group.  He also is the one who got a free pass for his admitted past sexual abuse of women and given that, a free pass to continue.

We didn’t see women coming out to make accusations or to link their name to Lettermans as one of his ‘conquests’.  Very different from the way the Tiger Woods mess was handled.  Why is that?  Especially since the negative results for women and consequentially for our society are far greater in the David Letterman situation than in the Tiger Woods debacle. What was the difference in the women? – their career choices!!!  One group chose a career in which they  had to break glass ceilings. One group chose a career which totally fulfilled one of the negative stereotypes of women.  For women to come out to claim that David Letterman took advantage of them sexually on the job and put them in the position of either sex in a corner office or no job, no promotion, no ability to continue to work in their chosen profession – those women would have had to be ready to see their career disappear and daily survival become their biggest issue.  Not many are able to take that kind of stand and the stress that follows.  Unlike in the Tiger Woods mess where the pressure was on women to “out” Woods,  the pressure wasn’t on women to ‘out’ Letterman, but for them to cover-up for Letterman.  For them to shut-up or lose job and career.

We didn’t see celebrities making public statements condemning Letterman for this kind of gross discrimination against women – which is actually, the core of how this society institutionally and structurally discriminates against women.  We also didn’t see those same celebrities refusing to appear on his show because of what they now know happened ‘back stage.’  They came out in force, smiling, showing their continued friendship with Letterman and by their presence on his show making a statement about their acquiescence to and agreement with the way Letterman treated the women who worked with him professionally.

Our biggest celebrities ignored a horrible situation and continued and continue to appear on his show, glad-handing him and by doing so support this alleged sexual abuse of the women who work for him.  The media has been very conspiratorially silent.  So – David Letterman continues with no negative results to his career or professional future.

Tiger Woods is an African American man married to a White Woman – and a Swede at that – a blond, very white woman.  If you are not into denial about racism and sexism in this society, then you knew something was going to explode and that explosion would be to get rid of Tiger Woods or at least tar him with as ugly a brush as possible.  With Woods wrapped in the kind of scandal that has now surfaced.  The only thing better for those who contribute to this kind of mess would have been for him to have been found sleeping with young boys instead of grown, adult women.

It is striking the different way the tabloids handled the Rihanna situation and the way they handled the Elin situation.  It was horrific what happened to Rihanna and we all very properly admitted that and were appalled at the violent temper of her attacker. Her attacker was properly brought to justice and faced criminal charges.  There was also much talk in the media for him to be in an Anger Management program.

In contrast, there was loud cheering that went up when Elin Woods allegedly went after Tiger Woods with a golf club and allegedly did substantial damage to Tiger and his or their property.  At least Rihanna’s attacker used his hands. Violence against another human being is wrong and for that there are criminal penalties.  Interestingly, the tabloid and other media were calling for criminal penalties against Tiger Woods and cheering Elin on.  She had, after all, seen the light and went after this Negro with a weapon to do what – teach him a lesson?

All of Sweden is apparently cheering-on Elin.  Some of Tiger’s golf buddies are cheering-on Elin making comments about how sorry they were that they had introduced Elin to Tiger, he wasn’t the kind of person they thought he was and one golf buddy apologized for the introduction.  What kind of introduction?  He introduced the top sports figure in the world today, with a fairly substantial formal education and intelligence, via among others Stanford University with awards for both his intelligence as well as his athleticism, to a woman who was that golfer’s children’s nanny!  He thought they were equals and was now apologizing to her for introducing her to someone who, according to that golf buddy, was clearly beneath her.  And the media simply reported the comments and couldn’t hide their glee.  This golf buddy also suggested that Elin Woods use another kind of golf club next time.  He was, with his comment, condoning Elin’s violence as her right and entitlement, suggesting that next time she use a golf club he would have chosen, that could do much more damage than the one she chose.  I suspect that same man would have had ugly things to say about Rihanna’s attacker, who, of course, was not entitled to express his anger in a life threatening kind of way.  How do the two people differ?

Rihanna’s ex-boy friend was portrayed as an out of control violent person – probably because of the way he was raised and the place he was raised – a ghetto?.  Elin Woods was portrayed as seeking a proper kind of justice to which she should be entitled and counseled on how she could deliver a more effective and damaging beating next time.  She has not been portrayed as a woman whose anger was out of control, but as having lots of guts and the physical strength to do what she allegedly did.  Several media outlets, entertainment and serious news coverage found what Elin allegedly did funny – a great joke! Out- of-control anger that could have wound up with someone dead, was deemed justified and they looked up to her for the alleged attempt!

The fact that a woman going after a man with a golf club is attempted murder, has not surfaced nor even been hinted at in anybody’s column nor on anyone’s tv show that I have seen or heard about.  Given the damage allegedly done to the car, that was clearly an act of out of control, unmanageable violence whether the person came from a middle-class Swedish neighborhood or the middle of Detroit’s Black ghetto.  Where are the commentaries on Elin Woods needing to be in an anger management program?

And then there is Hugh Hefner.  A pathetic figure if I’ve ever seen one.  I don’t think he would know how to begin a conversation with a woman “on his level” so to speak – a woman his age, his level of intelligence, financially his equal, similar levels of experience, etc.  Hefner shows men how to keep women on the level of sex objects and makes sure no one forgets that a woman is only worth her physical appearance and her ability to subvert everything she is about to one thing, sex.  His girl friends could be his great-grandchildren.  It is an ugly spectacle and we all laugh.

If Hugh Hefner were African American and his girl friends were Caucasian, how hearty would our laughter be?  Hefner has acted out a life in which men are interested in a woman for sex,  arm and eye candy and nothing else.  In Hefner’s world, when a woman reaches 25 or so it is time to discard her for a younger version.  We fought that battle with the airlines and their need to discard their Stewardesses at age 33 and we won.  That model is still around and we are lauding and rewarding Hugh Hefner for holding it up so we won’t move into some other kind of future.  He successfully beckons us to stay in that past time.  He keeps us steady until we can revisit and reverse those kind of victories for women.  In his world a woman should be a prostitute, call girl, whore, corporate wife, etc.  Nothing else is acceptable from a woman – and the media holds him up as an icon.  He can do no wrong.

What is even more pathetic than Hugh Hefner are the the women coming into the confessional booth to relieve their guilt and whatever else they are claiming about their relationship with Tiger Woods.  The media is having an orgy over these women, who are unashamedly self-promoting, looking for their 15 minutes of fame to increase their financial standing in the world.  Why?  Apparently, some are coming out of this with their income up from $1,0000/hour to $3,000/hour.  A nice increase for 15 minutes of fame or a turn on one of the morning shows.

The media is holding all of this up and giving it great coverage.  The also pathetic, are the women in the media who are holding all of this up and creating a huge deal about it – Joy Behar wouldn’t have a show  if she talked about anything else,  nor would some other media have anything to write about because what they are about generally is reducing the world to sex, gossip about sex, etc.  In other words using other women and trampling over their bodies to get their own 15 minutes.

Most amazingly, the women coming out with these Tiger stories, are not being asked by journalists the first and most important question before beginning such coverage – proof?  some kind of proof? any kind of proof?   Instead, they are allowed in front of cameras and are being written about with no investigative anything. A couple have done follow-up blips on the reputation of the person “outing” Tiger and they have not come out as being among the world’s great people!

They all clearly are not in the position of the women around David Letterman.  These women around the Tiger Woods story are coming out in droves because they can gain, career wise, from doing so, which is why so many are now making these claims.  Back to shades of Michael Jackson.  Tiger Woods can’t come out to say which are true and which he’s never seen before without stirring up even more dust and without the media calling him a liar, so any woman who wants to increase her call girl price now has the opportunity to take to the cameras and put on a performance worthy of awards.  And the cameras are rolling trying to give any and everyone who wants to make such a claim their time in the sun.

I am sure as the story unfolds, Tiger Woods and Elin Woods will divorce.  They will fight over the children.  She will fight to break any pre-nup she signed in favor of a very substantial settlement using these incidents to justify such claims.  No one will breathe anything about uncontrollable anger nor the need for anger management, nor what affect this will have on the children.

In reality, her marriage to Tiger Woods has been a great career move. She doesn’t even have to baby sit her own children now she can pay others to do that for her. She can move on with at least a seven figure income and a seven figure home, neither of which she has earned.  Tiger Woods will stay out of the spotlight and when he returns, his personal life will still be as private as always and there will be someone in it with whom he thinks he has more in common and with whom he thinks he can make a more substantial marriage.

Maybe a few years to mature will help him find women who are financially, intellectually and educationally his equal and he will marry such a person.  If not, and he continues a need for immature arm and eye candy, he will most probably spend his life with these side affairs and miss what his life could have been about.  He will probably have more children. If he continues with side affairs they will be much more hidden and discreet.  He will probably have any woman he sleeps with from now on sign a confidentiality agreement with lots of financial and other penalties if she breaks the agreement.  Foreplay with Tiger will probably be a threesome – Tiger, the woman and Tiger’s attorney!

As for the rest of us, when we pick up our favorite media outlets, the names will change, but the situations will be the same.  Maybe over time the racist and sexist overtones will mitigate. We will go along in our very immature ways not wanting a substantial and decent media enough to fight for change.

And this is the world I leave to my grandchildren and great-grandcildren!  May God have mercy on them and their children, grandchildren and great-grandchildren!

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Ed. Note: Members of the Bettina Network Lifestyle Community can contribute to the Bettina Network Blog whenever they have anything they want to say and be heard by this fantastic group of people. Send your blog to bettinanetwork@comcast.net or mail it to us at P. O. Box 380585 Cambridge, MA. 02238 or call us on the telephone at 617-497-9166 to tell us what you want to say and we will write it for you.

Volunteer with Bettina Network Foundation, inc. to work estate sales; to help move items from one home to another; to contribute your ideas on how we can better use our resources in this effort to relieve and eliminate homelessness and poverty. We also need photographers; designers; and more. However much or little time you have, we are grateful.

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Could You Comment on the Tiger Woods thing?

December 15th, 2009

I find whenever I see such controversies these days I go to Bettina’s Blog to see what you have said.  You usually have a perspective most media writers don’t have and a thoughtful insight I find interesting and helpful.  I looked this time and didn’t find anything about the Tiger Woods business.  We would appreciate your insight and any information you have which has not appeared in the media.  Please e-mail me at the following address when you have posted a blog on Tiger Woods, but please don’t publish either my name or my e-mail address.

Thanks,
A loyal guest

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Volunteer with Bettina Network Foundation, inc. to work estate sales; to help move items from one home to another; to contribute your ideas on how we can better use our resources in this effort to relieve and eliminate homelessness and poverty. We also need photographers; designers; and more. However much or little time you have, we are grateful.

Send your event information to be included in Bettina Network’s Menu of Events to: bettina-network@comcast.net

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Rev. Eddie McBride’s Sweet Potato Pie

December 13th, 2009

copyright 2009 The Rev. Eddie McBride
used with permission by The Bettina Network, inc.

Bettina’s changes

4 medium size sweet potatoes                       organic sweet potatoes
2/3 cup brown sugar                                     organic turbinado sugar
4 Tablespoons Corn Syrup                              organic maple syrup
1 Can Condensed Milk                                   organic heavy cream
2 Eggs                                                          organic eggs
4 Tablespoons Real Butter                            organic butter
1 Teaspoon Ground Cinnamon
1/2 teaspoon Ground Nutmeg                       all spices organic
1/4 Teaspoon Ground Cloves
1/4 teaspoon Ground Ginger
1 teaspoon Pure Vanilla Extract                    powdered organic vanilla

1.  Cook the 4 medium-size sweet potatoes until you can drive a fork in smoothly.  Then de-skin the potatoes (while preheating the oven).

2.  Preparing crust for pies: 1) Preheat oven to 400 degrees Fahrenheit.  2) Let frozen crust thaw 10 to 20 minutes. Price bottom and around sides thoroughly with fork.  3) Bake in oven for about 9 to 11 minutes or until lightly browned.  Cool.  Then….Fill with Sweet Potato Mix.

ed.note: If you prefer to make your own pie crust it would probably be better and healthier.  We have a recipe for one using organic flour in Bettina’s Cookbook.

3.  Place Sweet Potatoes in bowl and blend with fork and electric blender, until smooth.  In large bowl, mix sweet potatoes and remaining filling ingredients with blender until blended thoroughly blended.  Pour mix into browned pie crusts.

4.  Pre-Heat oven to 425 degrees Fahrenheit.  Bake for 15 minutes. Reduce oven temperature to 350 degrees; bake 30 additional minutes or until knife or fork inserted in center comes out clean.  However, if you are going to use the Streusel Topping, at this point, only cook for 15 Minutes before placing topping.



Streusel Topping for Sweet Potato Pie (optional…you don’t need to do this part)

Bettina’s changes

1/2 cup packed brown sugar                        organic turbinado sugar
4 Tablespoons Butter                                  organic butter
1/2 Teaspoon ground cinnamon                    organic cinnamon
1/2 cup chopped Pecans                              organic Pecans
1/2 cup chopped Walnuts                            organic Walnuts

Mix above ingredients in a bowl.  Sprinkle Streusel over top of pie and bake for 15 to 20 minutes after Streusel Topping has been placed on pie or until knife or fork inserted in center comes out clean.

Who is Eddie McBride?
He is single, likes to eat and cooks out of necessity.  He has a very respectable collection of recipes – most however, need little tweaks to keep the body healthy – as we did above.

He runs a non-profit corporation which works to help his community be its best self – primarily working with at-risk children.  It is a 501C3 organization.

You can tell from this recipe that he is from the deepest south – note the whole cup of condensed milk and the pecans, even though there are a few New England walnuts spread around, probably from his time in the Northeast.

Rev. McBride is currently working to bring MIT’s Fabrication Lab (the FAB Lab) to Mississippi, January thru March, to expose his community to this form of technology with the goal of establishing a permanent FAB Lab in his area.

An MIT graduate and Harvard Divinity School student, Rev. McBride has ministered in Massachusetts and Upstate New York.  He is now working in Mississippi.  If you are interest in being a part of bringing MIT’s FAB Lab to Mississippi, he can be reached at revedmcbride@comcast.net.

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Ed. Note: Members of the Bettina Network Lifestyle Community can contribute to the Bettina Network Blog whenever they have anything they want to say and be heard by this fantastic group of people. Send your blog to bettinanetwork@comcast.net or mail it to us at P. O. Box 380585 Cambridge, MA. 02238 or call us on the telephone at 617-497-9166 to tell us what you want to say and we will write it for you.

Volunteer with Bettina Network Foundation, inc. to work estate sales; to help move items from one home to another; to contribute your ideas on how we can better use our resources in this effort to relieve and eliminate homelessness and poverty. We also need photographers; designers; and more. However much or little time you have, we are grateful.

Send your event information to be included in Bettina Network’s Menu of Events to: bettina-network@comcast.net

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A Great Limousine Service

November 18th, 2009

copyright 2009 The Bettina Network, inc.

We have come across many businesses in life, but we comment on only a very few.  Commonwealth Worldwide Chauffeured Transportation is one of those few.

You know our love for organic everything.  Well, this is a limousine service which is going green.  They get more than 40 miles/gallon from their cars because they use Ford Fusion Hybrid cars and they are still able to provide 95% of the room you’ve enjoyed in a Lincoln Town Car.  Commonwealth was awarded the 2009 Best of Boston and they are the official transportation service for the Boston Symphony Orchestra.

We spend a lot of time marketing and deciding where to place advertisements for the Bettina Network, inc.  We spend just as much time trying to decide how and where to give back.  That is one of our top priorities.  A business can’t begin to be great until and unless it gives back to the world at least as much as it is given.  So, when we see a business, we look at their product and services and then if that adds up we ask ourselves —– what do they give back for all the opportunities they have been given?  In the process of doing that we discovered Commonwealth.

We knew about their spectacular service and all that goes into making them an exceptional company.  We also knew the tremendous difference Jaimie Botero makes for Commonwealth as he goes about his daily job. He adds a very special touch to the services Commonwealth offers ordinarily and we tell all of our guests who use the Bettina Network in the Greater Boston area to ask for Mr. Botero.

You can imagine how delighted we were to discover that the November 28th BSO concert is being sponsored by Commonwealth.  What a wonderful thing to do!

So needless to say, we recommend Commonwealth when you are traveling and want to reserve transportation for your trip from the airport to your Bettina home and when you want to reserve a car for the day to take you the many, many places you need to visit when in Cambridge, Boston, New York, or worldwide.  Or if you want the luxury of being driven from Boston to New York to stay in another Bettina home for a few days, they will be very gracious and efficient in their response to your request.

Enjoy discovering a wonderful business and let us know if our recommendation met your expectations!

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Want to join us? Have a home that you want to open to become one of Bettina Network’s Hedge Schools? Call us and lets talk – or email us.

Ed. Note: Members of the Bettina Network Lifestyle Community can contribute to the Bettina Network Blog whenever they have anything they want to say and be heard by this fantastic group of people. Send your blog to bettinanetwork@comcast.net or mail it to us at P. O. Box 380585 Cambridge, MA. 02238 or call us on the telephone at 617-497-9166 to tell us what you want to say and we will write it for you.

Volunteer with Bettina Network Foundation, inc. to work estate sales; to help move items from one home to another; to contribute your ideas on how we can better use our resources in this effort to relieve and eliminate homelessness and poverty. We also need photographers; designers; and more. However much or little time you have, we are grateful.

Send your event information to be included in Bettina Network’s Menu of Events to: bettina-network@comcast.net

This is a curated blog so you cannot write your responses at the end of each entry. TO RESPOND TO THIS BLOG email bettina-network@comcast.net or info@bettina-network.com

TO LEARN MORE try www.bettina-network.com

 

Saw Palmetto over breakfast

November 15th, 2009

copyright 2009 The Bettina Network, inc.

Great breakfast conversations today!  The bit of information I would like to share is from the gentleman who had to stop at the GNC to pick up a bottle of Saw Palmetto before leaving the country.  He buys a couple bottles each time he is in the U. S. because he can’t find it in his country.  He uses it to keep his prostate healthy and swears by them.  First time I’d heard of this, but I will take it seriously, he is several years past retirement is very healthy and has been doing this for a number of years.  I wanted to ask if he’d had prostate problems or was this in response to prostate cancer, but I didn’t know him well enough and he didn’t go beyond where he could find a GNC store.  Maybe he will return and knowing him better we can get a bit more into his business.

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Want to join us? Have a home that you want to open to become one of Bettina Network’s Hedge Schools? Call us and lets talk – or email us.

Ed. Note: Members of the Bettina Network Lifestyle Community can contribute to the Bettina Network Blog whenever they have anything they want to say and be heard by this fantastic group of people. Send your blog to bettinanetwork@comcast.net or mail it to us at P. O. Box 380585 Cambridge, MA. 02238 or call us on the telephone at 617-497-9166 to tell us what you want to say and we will write it for you.

Volunteer with Bettina Network Foundation, inc. to work estate sales; to help move items from one home to another; to contribute your ideas on how we can better use our resources in this effort to relieve and eliminate homelessness and poverty. We also need photographers; designers; and more. However much or little time you have, we are grateful.

Send your event information to be included in Bettina Network’s Menu of Events to: bettina-network@comcast.net

This is a curated blog so you cannot write your responses at the end of each entry. TO RESPOND TO THIS BLOG email bettina-network@comcast.net or info@bettina-network.com

TO LEARN MORE try www.bettina-network.com

 

Can I Have a Recipe Please?

November 5th, 2009

We just returned from a wonderful trip visiting our daughter and we stayed at one of your Bettina homes.  We had the best coconut cake I have ever had in life.  Please either send me the recipe – if you need to keep it secret – or put it on your Bettina’s Blog – which I read every Sunday morning the way I used to read the New York Times.

Thanks,  We will definitely call you first.  I have never had such an experience, even in very expensive hotels.  Keep up your work, something is working.

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Want to join us? Have a home that you want to open to become one of Bettina Network’s Hedge Schools? Call us and lets talk – or email us.

Ed. Note: Members of the Bettina Network Lifestyle Community can contribute to the Bettina Network Blog whenever they have anything they want to say and be heard by this fantastic group of people. Send your blog to bettinanetwork@comcast.net or mail it to us at P. O. Box 380585 Cambridge, MA. 02238 or call us on the telephone at 617-497-9166 to tell us what you want to say and we will write it for you.

Volunteer with Bettina Network Foundation, inc. to work estate sales; to help move items from one home to another; to contribute your ideas on how we can better use our resources in this effort to relieve and eliminate homelessness and poverty. We also need photographers; designers; and more. However much or little time you have, we are grateful.

Send your event information to be included in Bettina Network’s Menu of Events to: bettina-network@comcast.net

This is a curated blog so you cannot write your responses at the end of each entry. TO RESPOND TO THIS BLOG email bettina-network@comcast.net or info@bettina-network.com

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Reformation Real Estate

October 30th, 2009

copyright the Bettina Network 2009
The Rev. Dr. Robert A. Bennett

The big news out of the Vatican recently is that disaffected clergy (married or not) of the Church of England will be welcomed back into the Roman Catholic fold – no questions asked!!! What was previously a case by case procedure for return has been replaced with an announcement of a blanket welcome issued by the Vatican on Tuesday, October 27. 2009.

There has been much discussion about what lay behind this procedural change: decline of European Catholic members; the decline of Roman Catholic Clergy due to strict rules of celibacy; or even the resulting decline in revenues and the decline in capital because of the court decisions taking millions of dollars from the Catholic Church.

The mantra in many mysteries is “follow the money!”  The rationale behind otherwise unanswered questions of motive, is very often related to monetary matters.  Everyone remembers that the Reformation in England took on a distinctive non-doctrinal caste under Henry VIII’s marital problems. The issue then was not doctrinal differences between Rome and England, but the matter of who ultimately controlled and held ownership rights over valuable Church properties and institutions.  Henry VIII resolved his marital issue by setting the stage for transforming (not reforming) the Catholic Church in England to the Catholic Church of England.  In 1553, Henry VIII seized and closed the monasteries and transferred these very valuable sources of income away from Rome, placing them at his and England’s disposal.  The so-called “Elizabethan Settlement” of 1559 finalized this transfer and marked the Reformation in England as the creation of the Anglican Church, the Church of England.

Benedict XVI, scholar that he is, as Cardinal, was called “God’s Rottweiler,” the enforcer of Roman Catholic Orthodoxy in the very conservative mood.  Benedict XVI has reversed the ex-communications of ultra-conservative rejectors of change and rejectors of reform elements set in place by Vatican II, and has returned them to good standing in the Roman Catholic Church – one bishop returned to good standing is an acknowledged “Holocaust Denier”.  The pope now issues a similar – y’all come back, now – decree for disaffected Anglicans who reject openly gay priests and bishops as well as rejecting female priests and bishops.

These actions, in the face of declining membership, declining sources of income, valuable real estate sold to pay court decisions, support the “follow the money” mantra.  They point to a way to increase membership and set the stage for the possible return of valuable real estate and institutions lost in Great Britain under the various Parliamentary acts of Henry VIII and Elizabeth I in the 16th century.

Pope Benedict XVI’s recent relaxation of the means of return is best seen as setting the ground work for the return of valuable real estate lost when the Catholic Church in England was transformed into the Church of England (the Anglicans).  It is English Reformation history that may well lay behind the recent action of the Vatican.  Never underestimate the knowledge or even the dreams of the scholar.

Should the Orthodox church begin to be concerned about its real estate with the Roman Catholic Church now lining up its priesthood to be a married priesthood for the little guys, but celibacy as the path for those who are upwardly mobile and want to be bishop or above?

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Ed. Note: Members of the Bettina Network Lifestyle Community can contribute to the Bettina Network Blog whenever they have anything they want to say and be heard by this fantastic group of people. Send your blog to bettinanetwork@comcast.net or mail it to us at P. O. Box 380585 Cambridge, MA. 02238 or call us on the telephone at 617-497-9166 to tell us what you want to say and we will write it for you.

Volunteer with Bettina Network Foundation, inc. to work estate sales; to help move items from one home to another; to contribute your ideas on how we can better use our resources in this effort to relieve and eliminate homelessness and poverty. We also need photographers; designers; and more. However much or little time you have, we are grateful.

Send your event information to be included in Bettina Network’s Menu of Events to: bettina-network@comcast.net

This is a curated blog so you cannot write your responses at the end of each entry. TO RESPOND TO THIS BLOG email bettina-network@comcast.net or info@bettina-network.com

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From A Reader on the Banks

October 21st, 2009

(ed. note) Having contacted this blogger as to what they meant by “ETF”, it means “Electronic Funds Transfer” usually abbreviated by “EFT.”
—————————————————————————————–
Thanks for your posts.  Your posts left out one way banks make money in unethical ways – particularly in businesses which have many ETF transactions because of taking MasterCard, Visa, etc. charges from their customers.

Those charges are settled  by the bank putting money into the businesses checking account.  That money is supposed to be treated as cash when it arrives – immediately available.  That does not happen.

On the weekends, if you receive an ETF transaction from the credit card companies, it is not recorded in your checking account until Tuesday morning.  When you call the bank to find out why – you discover their claim is that things don’t happen over the weekend because banks are closed.  When you ask about Monday, you hear them say – Monday is a part of the weekend because no work is done on Sundays and this business is not recorded until overnight Monday showing up in your account on Tuesday morning.

What’s wrong with this?  If a charge comes in over the weekend from whoever, as an ETF charge, the banks somehow do work for those very large institutions over the weekend and the charge is posted against your account.  On Monday, you will only have charges posted onto your account, possibly creating an overdraft situation even though there are credit card deposits which would cure that overdraft, because banks don’t work for the little people over the weekend and your deposits must wait until overnight on Monday showing up on Tuesday.  For the large companies, banks do work over the weekend and their charges are posted overnight on Sunday showing up in your account on Monday morning.  It helps the large institutions cash flow, it creates the possibility for unearned income for the banks (by charging overdraft charges even though there is money at the banks window to make that not true) and screws over the small entrepreneur.

Thanks for your blogs.  This needs to be aired and I don’t know where else to find such information or to post the information I have.  Imagine finding this on a blog about bed & breakfast.

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Ed. Note: Members of the Bettina Network Lifestyle Community can contribute to the Bettina Network Blog whenever they have anything they want to say and be heard by this fantastic group of people. Send your blog to bettinanetwork@comcast.net or mail it to us at P. O. Box 380585 Cambridge, MA. 02238 or call us on the telephone at 617-497-9166 to tell us what you want to say and we will write it for you.

Volunteer with Bettina Network Foundation, inc. to work estate sales; to help move items from one home to another; to contribute your ideas on how we can better use our resources in this effort to relieve and eliminate homelessness and poverty. We also need photographers; designers; and more. However much or little time you have, we are grateful.

Send your event information to be included in Bettina Network’s Menu of Events to: bettina-network@comcast.net

This is a curated blog so you cannot write your responses at the end of each entry. TO RESPOND TO THIS BLOG email bettina-network@comcast.net or info@bettina-network.com

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The Truth about Debit Cards

October 17th, 2009

copyright 2009 Bettina Network, inc.

This is a follow-up on Bettina’s Hall of Shame award.

We are beginning to think this award should be shared by the banks and the media.  The more we read the more we understand that the American public is being grossly misled and it is either because the reporters are ignorant of their subject or the reporting we’ve read is a purposeful attempt to mislead the public.

There has been much obfuscation around Debit Cards.  Much has been said and brought to Congress about how awful the banks are to give an automatic coverage of overdrafts for those with Debit Cards and how that automatic coverage allows the holders of these cards to overdraw their accounts and how it is allowing the banks to take them to the cleaners.  That is not true.  The public IS being taken to the cleaners, but its lack of knowledge and sophistication on how these things work allows this gross miscarriage of money which takes place on a daily basis.  And now the public is being misled by the media as to the real problem around Debit Cards.

Why did Debit Cards come into being?  It is another way the middle class can be drained of its money. Its a quick way to move money from the super rich to the becoming poor.

What’s wrong with Debit Cards and why this automatic overdraft business is gaining so much attention?  Its simple.    It is a red herring, meant to take your attention away from the real problem so Debit Cards can become entrenched in this society as another structural element within the banking system which makes loads of money for banks by quickly taking it away from the Middle Class.

The banks don’t want you to wake up to what they are doing.  So, you get this righteous indignation to take your attention, time and resources away from seeing and objecting to the real problem with Debit Cards.

When the Debit Card phenomena becomes accepted and normal the overdraft coverage will stop and you will be ripped off in ways you can’t even begin to imagine.

HOW DO DEBIT CARDS WORK?

Today, when you make a purchase with your debit card, the money is immediately taken out of your checking account.  Sometimes this happens the same day.  If you make a purchase in the evening – say about 8pm, the next morning your checking account shows the withdrawal.  It is a total and immediate movement of money from you to the bank.  The merchant from whom you made the purchase doesn’t get their money for two to three business days later – so you are out the money paid, the merchant is out the merchandise or services without payment for two to three business days and the bank has the money, which is supposed to be the merchants, which the bank keeps for two to three business days before sending it on to the merchant involved.  And the merchant gets to pay the bank from 2 to 3 percent in the form of an immediate discount, for this service.

Parallel that to what happens when you make a deposit.  In most cases, your deposits are “cured” by the bank for 5 business days before a deposit goes into your checking account as available funds.  So any money which you have deposited into your checking account which you put there to use for such purchases can’t be touched for five business days.  (Only a few are exempt from this and then only temporarily until the bank can conjure up ways to put those few back with the unwashed – those who you now feel better than because you are one of the select few.  That feeling of superiority is short-lived because your stay in that heavenly area is temporary and the bank is constantly working with its idea people to shrink the number of people in that heavenly area and to decrease the amount of time they can spend there.)

Now, you’ve made your deposit and two days later you go to the store to make a purchase using your debit card thinking you have this money in your account and available.  What a mistake!  You are now in the weeds.  If you counted on that deposit to be there and usable you find you have overdrawn your account and are now being charged between $30 and $40 for that Debit Card transaction.  So without the automatic overdraft account added to your checking account, the purchase you made with your Debit Card would have bounced; you would be embarrassed at the check-out counter of wherever you are; and you would be furious with the bank doing whatever you could to change the situation.  What change would you be looking to make?  You want your money available when you make your deposit – or at the very least within two days of your deposit.

Instead, your bank covers the purchase, charges you an obscene overdraft charge and leaves you feeling as though this was your fault.  Was it your fault? NO NO NO!  You deposited good money and good credit for that amount should be immediately usable by you, especially when you think back on the fact that the merchant isn’t getting paid for two to three business days.

In addition, even if the bank bounced your Debit Card you would still be in the weeds because banks charge you the $30-40 no matter whether they pay the charge or not.  And with all the fees they add on to your account, you never quite know your balance.  You can call the bank at 2pm and get your balance – at 3pm they can add a charge which reduces your balance, you try to make a purchase for the amount you think you have and voila, you discover you are overdrawn or your charge has been declined at the store.  In either case you are out $30-40.

So what have we here:
1.  You start the action by making a deposit to your checking account.

2.  You go to the store to make a purchase.

3.  Your purchase is immediately registered by the bank – they have their money as soon as you make the purchase.

4.  The merchant is out the goods or services and the money.  The Merchant waits 2 to 3 business days before getting paid for what you purchased and paid for days before.  In addition, the merchant pays the bank about two to three percent for this service.  The merchant pays that amount to the bank, not in the form of a check issued at the end of the month, but in the form of a discount immediately taken from the Merchant by the Bank.

5.  You don’t yet pay for your Debit Card.   – in some cases you are being charged for this service – but most are not and given a little time you will also pay the bank a percentage to use your own money.  Congress will intervene on your behalf, but not for decades.  Meanwhile the bank will have another scheme going to replace the Debit Card income which will make billions more.  like the Debit Card gradually replacing the Credit Card.  Credit Card limits are being reduced.  They will finally go out completely.  Why take something that only pays you $ .95 on the $1.00 when you can replace it with something which pays you $1.50 on the $1.00.

Who benefits?  the Bank!  What is your alternative?  Use your check book.

Write a check for the goods or services you want.

If you have to wait in line with lots of people waiting behind you, that isn’t your problem it is the merchants problem.  You have your check book and proper identification.  There is no reason for anyone to deny your check, especially since there are all kind of services merchants could subscribe to which lets them know if your check is good.  They have been brain washed to believe that every check given to them by their customers is going to bounce so they had better use the Debit Card route for their own protection.

WHAT THEY DON’T KNOW, but will soon find out is the Debit Card they accepted can be rejected by the bank even after they have received an approval code.  The fine print in their contract says the approval code is temporary and can be withdrawn.  So what have they gained by accepting your Debit Card instead of your check? They have gained the right to wait for their money and to pay the bank a percentage of your purchase to accept your money and let it “cure” and then pass it along to them.

You have given up control of your money to the bank when you have and use a Debit Card.  When you use your checking account, you write a check today to pay for your purchase.  The money is withdrawn from your account about two days later and it hasn’t cost you anything.  If you overdrew your account by writing the check you can make a deposit the next day to avoid overdraft charges, which would have immediately accrued to your account had you used your Debit Card instead.

What has the bank gained?

Your deposits to your checking account for five business days for nothing –
money they make money on.

They have in addition gained an additional two to three days use of the money because you authorized the bank to withdraw money from your account to pay the merchant and while the bank has its money immediately, they don’t pay against they money you have given them for two to three days when the Merchants bill comes due.

The bank has gained use of your money in three ways, making substantial amounts when you add together the numbers of people who give them this right of access.
You are left penniless,
the merchant is left struggling
and the bank is just as happy and rich as it can be.

From what we have seen in the economy of late, the bank isn’t keeping that money.  It is being passed along in many schemes to the super rich.  Ethics have been suspended.  If the banks have to torpedo the society in order to create and work through its schemes – so be it as long as they are left functioning to continue this enormous transfer of wealth.

We are creating a modern version of the Emperor with his well-off minions and his indentured servants.  You may not yet be the indentured servants, but quite possibly that is the future of your children.

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Ed. Note: Members of the Bettina Network Lifestyle Community can contribute to the Bettina Network Blog whenever they have anything they want to say and be heard by this fantastic group of people. Send your blog to bettinanetwork@comcast.net or mail it to us at P. O. Box 380585 Cambridge, MA. 02238 or call us on the telephone at 617-497-9166 to tell us what you want to say and we will write it for you.

Volunteer with Bettina Network Foundation, inc. to work estate sales; to help move items from one home to another; to contribute your ideas on how we can better use our resources in this effort to relieve and eliminate homelessness and poverty. We also need photographers; designers; and more. However much or little time you have, we are grateful.

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A Spectacular Breakfast

October 15th, 2009

copyright 2009 Bettina Network, Inc.

This dish can be the centerpiece of either breakfast or lunch.  Of course, we prefer it served at breakfast.  It is spectacularly beautiful.  Upon presentation to your guests it looks ike an ivory rose with a yellow center.  We believe this dish has its origins in Brazilian cuisine, but we can’t vouch for that.

To serve four people you will need the following:

4 eggs, separated
4 slices French bread
4 slices cheese
8 slices bacon, ham, sausages (your choice)
butter

All ingredients should absolutely be organic – the eggs, bread, cheese, butter and the rest need to be organic or the taste will change to washed out, pasteurized.  We find people rave over our eggs.  We don’t do anything special to get that great taste, we just buy organic eggs from farmers we know and have seen how they raise and feed their chickens.  The net result is their eggs taste like eggs.  Eggs from chickens grown in those apartment houses stacked on top of one another, fed horrific feed tastes like eating scrambled water and they pass the anxiety, pain and agony they suffered on to you, probably compromising your health in the process.

Set oven to 350 degrees.

You need a mixing bowl (from your stand mixer) into which you put the egg whites.
Crack the eggs and carefully separate the whites from the yolks.
Put the egg whites into the mixing bowl.
You need an egg carton for the next step.
Put the egg yolk back into its half shell and put the half shell into the egg carton to keep it upright and ready for use. Do this for all four egg yolks or however many you are using.
Spread butter on the slices of French Bread.  We like the bread cut fairly thick because it gives a better base for these egg-creations.
Place one slice of cheese on each slice of bread.  Set these aside on a buttered baking sheet.
With an electric mixer, beat the egg whites until they hold their peaks.  Don’t over beat because you do not want these egg whites to be dry.
With a large wooden spoon, or other kind of utensil with which you are comfortable, take out about one fourth of the egg white (now a meringue) and mound this on top of the cheese.
Spread the meringue over the bread, butter and cheese to the edges so the bread is covered.
This should look like a small mountain – the middle of the bread and meringue should be higher than the rest.
With the back of your spoon, make an indentation in the center of the meringue so it can hold the egg yolk, making sure your meringue looks beautiful.  Imagine how it will look once browned with ivory and brown tinges on the peaks.
Very, very carefully put the egg yolk into the center of the bread in the depression you’ve just made.
Put the baking sheet with the bread, butter, cheese, meringue and egg yolk into the oven and let it cook for about 10-15 minutes.  10 minutes if you like your egg yolk still runny; 15 minutes if you like your egg yolk cooked firm.
When done, put a meringue square on each plate, sprinkle with sea salt and cayenne pepper and serve with either bacon, ham or sausage around the merinque square arranged for maximum beauty.
If you do not like bacon, etc. just omit it.  This dish carries itself off just as it is.  It is light, very tasty and makes a wonderful breakfast by itself with fresh fruit and a breakfast dessert of some kind.

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Ed. Note: Members of the Bettina Network Lifestyle Community can contribute to the Bettina Network Blog whenever they have anything they want to say and be heard by this fantastic group of people. Send your blog to bettinanetwork@comcast.net or mail it to us at P. O. Box 380585 Cambridge, MA. 02238 or call us on the telephone at 617-497-9166 to tell us what you want to say and we will write it for you.

Volunteer with Bettina Network Foundation, inc. to work estate sales; to help move items from one home to another; to contribute your ideas on how we can better use our resources in this effort to relieve and eliminate homelessness and poverty. We also need photographers; designers; and more. However much or little time you have, we are grateful.

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David Letterman Needs to Resign

October 9th, 2009

It was clear where David Letterman was coming from when he made the very ugly and extremely sexist comments about Sarah Palin’s daughter.  His disrespect and abuse of women showed through strongly when he could aim such ugliness at a young 14 year old girl who he didn’t even know.  Why was that necessary?  We now know why.  To Mr. Letterman it was normal and funny and just a fine thing to do.  His friends glad handed him, slapped his back, gave him a cigar and admired his macho.  In his mind, it probably added two inches – and not to his height, to do such a thing.

At the same time, several people noted that David Letterman must be misusing and abusing women big time to come up with such an ugly remark, deliver it so easily and expect a great laugh therefrom.  We were surprised no one called for his resignation then.  We think many people let that slide because it was framed against a high profile political family who it is now fashionable to trash.  Instead of letting politics get in the way, the remark itself should have been responded to properly and Mr. Letterman made to fade into a history, which minutely documented his inability to respect women and young girls.

Sexual abuse is very lethal in the work place and we are certain many women’s lives were changed and not for the better because of Mr. Letterman’s assumption that as boss, the women under him were literally obligated to be “under him” when he took an interest in them.  Isn’t that the traditional way for insecure men at the top to act?  Isn’t it time to call them out?  Women should not have to trade sex for a job, a promotion or anything else.  Women who have problems, having been raised without a father are prime targets for men like Mr. Letterman.  And those same women are generally the last to be able to stand up and call out the men who have sexually abused them – can you ever doubt the truth of that?

Unless sexual abuse is recognized and rejected, equality will never happen because there will always be the David Letterman’s who get away with years of abusing the women who work for them and then point fingers – filthy fingers with even filthier comments at girls as young and innocent as the Palin daughter of 14 years who had to endure the lurid publicity which Lettermans comments generated.

It is interesting that he was so quickly and easily able to make such a heavily sexual comment about a young 14 year old girl.  And the filthy fingers were all over women trying to establish themselves in a career, to support their families and to raise their children.  There have always been and always will be the David Lettermans in the work place.  When we endorse them by allowing them to stay and rub everyone’s face in their arrogance and inappropriate superiority who are we as a society?  Our morality and ethics will have taken a big nose dive into the gutter – and it is a very dirty gutter.

It is past time to recognize those who come out so vocally in support of sexual abusers of women and to look closer at them, because they are in the same camp and will soon be “outed” for the same reasons.

The women who work and/or worked for David Letterman and who were so abused need to find their strength and courage to come out, stand up and be counted among those who will not allow such to continue and to continue being hidden.  They can find work elsewhere if their bosses also are hiding their own sexual abuse by standing behind David Letterman.  How does that old saying go – there, but for the fear I’ve engendered in those women who have children to feed – raise – take care of, who I have so seriously disrespected and to whom I have caused much grief, goes I.

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Ed. Note: Members of the Bettina Network Lifestyle Community can contribute to the Bettina Network Blog whenever they have anything they want to say and be heard by this fantastic group of people. Send your blog to bettinanetwork@comcast.net or mail it to us at P. O. Box 380585 Cambridge, MA. 02238 or call us on the telephone at 617-497-9166 to tell us what you want to say and we will write it for you.

Volunteer with Bettina Network Foundation, inc. to work estate sales; to help move items from one home to another; to contribute your ideas on how we can better use our resources in this effort to relieve and eliminate homelessness and poverty. We also need photographers; designers; and more. However much or little time you have, we are grateful.

Send your event information to be included in Bettina Network’s Menu of Events to: bettina-network@comcast.net

This is a curated blog so you cannot write your responses at the end of each entry. TO RESPOND TO THIS BLOG email bettina-network@comcast.net or info@bettina-network.com

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Dali Restaurant and Tapas Bar (A Review)

September 28th, 2009

copyright Bettina Network, inc. and (Eska) 2009

415, Washington Street
Somerville, MA 02143.
(Corner of Beacon & Washington Sts)

Ph.: 617-661-3254  Fax 617-661-2813
Web: www.dalirestaurant.com


House: dinner, 5:30-11pm, Sunday noon
Phone: 617 661 3254  Fax 617 661 2813
            
A visit to the Dali Restaurant is appropriate both for a romantic evening for two or a lovely night for a group.  Small private tables within their own compartments and larger tables in open areas make this possible.  The detailed decor is a feast for the eyes (picture yourself inside one of Salvador Dali’s paintings).  


Either way, prepare yourself for a festival of flavors.  You can find traditional Spanish dishes such as paella, a rich rice stew seasoned with saffron into which might be mixed a wide range of vegetables, sausage, chicken, meat, and seafood (the possibilities are endless; I have three cookbooks on my shelf containing   nothing but paella recipes).

The real specialty of the restaurant is the numerous tapas, small plates, that enable the diner to sample many different dishes to make a meal.  Each member of your party should start with three or so, but it’s not likely that you’ll stop there.  Perhaps some thinly sliced serrano ham, the finest in the world, and some marinated olives to whet your appetite.  If you’re more adventurous, perhaps some octopus vinagrette.  The wonderful thing about tapas is that you can stick mostly with your favorites, or be just a little adventurous, or maybe a lot.  Never had stuffed squid in its own ink or pheasant or quail or rabbit or venison?  Try them all in a single dining experience, each in a regional Spanish preparation.  My personal favorites are braised rabbit in a red wine, juniper, and garlic sauce, and venison sausage in pomegranate sauce, but the tapas menu changes monthly, so
there’s almost always something new to try, even after repeated visits.  



The Dali Restaurant features a delicious, all Spanish wine list, many at surprisingly affordable prices, to accompany your meal, but perhaps you’ll want to try their home-made sangria, which has little in common with the prepackaged products that you can find in your local wine store.  


The staff are very attentive and efficient; they’ve always been anxious to make my visit an evening to remember.  The Dali Restaurant is to be recommended both for an intimate evening for two or a party for multitudes.



(ed.note) a restaurant review by a Bettina guest who frequents the Dali Restaurant and Tapas Bar.

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Volunteer with Bettina Network Foundation, inc. to work estate sales; to help move items from one home to another; to contribute your ideas on how we can better use our resources in this effort to relieve and eliminate homelessness and poverty. We also need photographers; designers; and more. However much or little time you have, we are grateful.

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Thanks for exposing Bank of America

September 25th, 2009

I really appreciate your blog and your guts in putting Bank of America in your Bettina’s Hall of Shame.

I have something to contribute, which is true of many banks.  You talked about overdrafts. What I see now is banks claiming to address and reduce their overdraft charges and its a joke what they are proposing.  I feel insulted!  What they need to address is the 5 business days during which they keep your deposits ‘on ice’.  That is what is causing all of the overdrafts.  Your blog is the first place I’ve read which accurately puts the blame where it belongs.  In many cases the banks don’t even tell you they put your funds on hold for five days.  I opened an account with Bank of America just recently and they held my first deposit for five days.  I couldn’t believe when I went to draw cash out from an ATM machine I couldn’t get five cents.  I was in a very bad situation because I had put all of my money into Bank of America and the person who opened the account said nothing to me about my not being able to access my money for five business days.

The federal reserve needs to address why it continues to give banks that huge loop hole in which they can make billions.  Banks do receive funds, even from out of state checks in much less than five days.  They are making lots of money through that loop hole.  Add that to what else they are doing with credit cards and you have an obscenity!

What are they doing? Taking money from the middle and lower middle class and yes, in many cases the upper middle class and giving it to the super rich – sometimes through the huge bonuses they pay out.  Where do you think the money comes from to pay those bonuses? From those overdraft fees, those credit card overlimit fees, those credit card interest charges at 30% from people with good credit, and on and on.

I want to add what is happening with credit cards.  Banks lowered many, many peoples credit card limits.  They claimed it was because of their bad credit and late payments.  That is a lie.  I know lots of people who had their credit card limits lowered and their debt level was lower when it was lowered than it was a year ago.  Their credit was good – they still had jobs and they had no late payments.

Why are banks lowering credit limits?  So they can collect overlimit fees.  If your credit limit is lowered – especially if you are not aware of that lowered amount – you charge over your new limit, but within your old limit and you have an overlimit fee.  Or even if you don’t have anymore charges on your card you still get an overlimit fee because of the time of the month they lower it on your account and the credit card finance charges which get posted to your credit card balance throwing your account over its new limit.  Your credit card limit is generally lowered to within an amount which will cause an overlimit amount when the finance charges are added.  In some cases I know of the credit card limit is lowered to beneath your current amount due and while you don’t get a fee at the time it is lowered to under your balance, you do get an overlimit fee shortly thereafter because of the addition of the finance charges and you keep getting overlimit fees unless you can come up with the money to pay the difference between your credit card new limit and your old balance.  They talk about contracts?  They throw stuff into new contracts on practically a daily basis and they don’t honor contracts that they have with their customers.  They reserve the right to change the contract at any time for any reason and everything you did under the old contract is now being held under your nose in a new contract.  I’ve never seen anything like this before.  It is horrible and ordainary people are living under these circumstances trying to raise children, put food on the table, pay their bills and more.  This is a democratic country?  It seems to be this is a country where theft is happening legitimately by banks and other financial institutions.  The money banks are obtaining fraudulently from the American public makes Madoffs fraud look like pennies.

It is a total disgrace the way the banks are and are being allowed to rip off people.  Yours is the first voice I’ve heard which has put it so eloquently.  I hope you are heard.  I doubt that you will be because most of the media depends upon advertising and other monies from banks so they aren’t ready to do a real indept article on all of this.

I would have thought Americans would be demonstrating in the streets against banks the way they are so shamelessly ripping off their own customers.  You said Bank of America is cannibalizing its own customers.  You didn’t go far enough.  you should have said the entire banking industry – with very few exceptions – are cannibalizing their own customers. Something really drastic needs to be done about this.  The small things being done today are insulting!  The people addressing the issue must be getting money under the table from the banks because they are just letting air out of the anger of the public against the banks.

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Ed. Note: Members of the Bettina Network Lifestyle Community can contribute to the Bettina Network Blog whenever they have anything they want to say and be heard by this fantastic group of people. Send your blog to bettinanetwork@comcast.net or mail it to us at P. O. Box 380585 Cambridge, MA. 02238 or call us on the telephone at 617-497-9166 to tell us what you want to say and we will write it for you.

Volunteer with Bettina Network Foundation, inc. to work estate sales; to help move items from one home to another; to contribute your ideas on how we can better use our resources in this effort to relieve and eliminate homelessness and poverty. We also need photographers; designers; and more. However much or little time you have, we are grateful.

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Great Travel Tip and I Add….

September 23rd, 2009

Since reading your travel tip I talked to my boss.  I am leaving tomorrow for California so your suggestion is very timely.

I asked about the possibility of my company paying for the overnight postage to mail my bags instead of carrying them onto the airplane and it is a go.  Which is GGGGREAT!!!!!!  I can now travel without dragging luggage through airports; it isn’t costing me anything; my company is going to save money because they don’t have to reimburse me for the cost the airlines charge to carry all of the books, papers, etc. which get schlepped all over the place.

I am going to do this overnight mail going and regular (probably book rate) mail returning – which is where my company will save a few dollars.  Since I am going to a conference and would normally have a suitcase full of papers, books and more from the conference this is kind of exciting.

Hope this works as well as your travel tip indicates

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Volunteer with Bettina Network Foundation, inc. to work estate sales; to help move items from one home to another; to contribute your ideas on how we can better use our resources in this effort to relieve and eliminate homelessness and poverty. We also need photographers; designers; and more. However much or little time you have, we are grateful.

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A Travel Tip

September 22nd, 2009

copyright The Bettina Network, inc. 2009

I travel quite a bit and with the new airline rules I have found that packing most of my belongings the day before and mailing them via overnight mail to where I am going tends to relieve my worry about the airlines losing my luggage; I don’t have to drag stuff through airports or worry about airport security making me miss my plane; and since I travel mostly bed & breakfast the host family always accepts my packages and I arrive to find them in my room. The few times I travel using hotels I do the same thing and the package is at the hotel desk when I arrive. Although doing this with hotels is not a sure thing because sometimes the hotel will receive the package and put it on the side and I won’t get it until the next day, even though it arrived in a timely fashion.
When I leave I do the same thing. Usually, the hotel or bed & breakfast will have boxes I can use for shipping. If they don’t there is generally a liquor store nearby and they always have boxes which can be used for mailing. Almost any kind of store will have empty boxes waiting to be tossed. Anything I buy while in a particular city generally goes into the box and goes back home regular mail because it isn’t really crucial that I receive those return boxes immediately upon arrival. It is a little cheaper, but not that much. If I am feeling flush I will send the boxes home via overnight mail as well, but I don’t do that very often.
The cost of paying airlines to carry a piece of luggage is a ridiculous thought. I stopped fuming over the cost and came up with something which relieves me of dragging luggage through airports. I now only have my overnight case and a computer.
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Ed. Note: Members of the Bettina Network Lifestyle Community can contribute to the Bettina Network Blog whenever they have anything they want to say and be heard by this fantastic group of people. Send your blog to bettinanetwork@comcast.net or mail it to us at P. O. Box 380585 Cambridge, MA. 02238 or call us on the telephone at 617-497-9166 to tell us what you want to say and we will write it for you.

Volunteer with Bettina Network Foundation, inc. to work estate sales; to help move items from one home to another; to contribute your ideas on how we can better use our resources in this effort to relieve and eliminate homelessness and poverty. We also need photographers; designers; and more. However much or little time you have, we are grateful.

Send your event information to be included in Bettina Network’s Menu of Events to: bettina-network@comcast.net

This is a curated blog so you cannot write your responses at the end of each entry. TO RESPOND TO THIS BLOG email bettina-network@comcast.net or info@bettina-network.com

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Bank of America wins Bettina’s Hall of Shame Award

September 8th, 2009
Copyright The Bettina Network, Inc. 2009

We are beginning to receive notes from former guests on suggestions for companies which should be in “Bettina’s Box of Shame” and Bettina’s Hall of Shame.”

The company about which we have received the most complaints and suggestions as to why they should receive the award is BANK OF AMERICA. It is also the company which has been most negatively discussed over many breakfasts.
We have done what is a first for us – to go out and independently investigate this company to see if all of this discussion was real and true or misplaced frustration over the state of the economy and the huge anger at banks. We went through months of investigation and pushed the envelope beyond anything we have done before, including establishing accounts at Bank of America to experience first hand what we were being told.
Given the enormity of what we have been hearing for several years now, we felt the sacrifices we made to do this were worth it to either turn a light on a huge problem or exonerate Bank of America. We did wonder if Bank of America was being used as a scape goat for the anger focused on banks today.

What we wanted to know was why so much negativity was centered around Bank of America, far more than around any of the other banks.

What we discovered: Bank of America is a company which cannibalizes its own customers.
After doing quite a bit of investigation, we award to BANK OF AMERICA a place of dishonor. It is being placed in Bettina’s Hall of Shame.
There has been much anger over what has happened with banks in general and with the amount of tax payers money going into banks to save them from their own mistakes. That is not why we have given Bettina’s Hall of Shame award to Bank of America. What we discovered through our investigation makes other banks look angelic by comparison.
Bank of America has set up a computer system which creates a slippery slope for middle Americans to move swiftly from middle to lower class in income, finances, etc. What we have seen says to us Bank of America depends upon humiliation and lies to get away with what gives new definition to theft.
If you open a checking account with Bank of America you need to understand that one day they will take your money out of your checking account without your knowledge or consent and you will feel as though your checking account has sprung a leak.
The Federal Reserve Board is complicit in this, although Bank of America has taken the policies of the Federal Reserve and used them to fill their coffers in what we see as unethical and immoral behavior which is totally detrimental to this society and to the world community.
Since they are among the banks having financial problems, one wonders what happens and has happened to all the money they have ripped out of the American economy from American families!
When Bank of America erred and wound up in troubles from which they had to be extricated using American tax payers money – that all happened very quickly and their bottom line improved from having “free” money to use. They in turn use and used crime and punishment responses to their depositors and those who do business with Bank of America in the most vile and vicious ways. Their punishment is for the smallest of missteps and the price is extraordinarily high.
As we finished our investigation we realized the results were far too large to put in a blog. We have summarized our findings and will keep the interviews, statements others wrote about this abuse and ways that we went about this investigation for some other forum yet to be determined.
What we discovered that immediatley needs to be changed to mitigate some of Bank of America’s misuse and abuse of the system is the Federal Reserve’s policies allowing banks to hold depositors money for 5 to 7 to 9 days without paying checks presented against those funds and without allowing the depositor to withdraw their funds.
What kind of change? A change from allowing banks to use the new technology and the old ways to make money. Either one or the other should apply.
When you make a deposit into a bank in the form of checks – money orders – etc. , the money is in the bank within 2 to 3 days even if it is an out of state check. The Federal Reserve allows banks to hold your money as unavailable to you for 5 days, under some circumstances for 7 days and sometimes for as much as 9 days. Using that policy to the fullest, Bank of America has programmed into its computers ways of making huge sums of money for the bank at the expense of its depositors.
The bank is able to use your money for the 2 to 7 days it is sitting under their control, while it is returning your checks and collecting over $35 per check. Bank of America has programmed its computers to automatically put a hold on your funds once you have a returned check. That hold is kept on your account for an indefinite amount of time and employees of the bank are not allowed to remove the hold – even if there are extreme circumstances which caused you to overdraw your account. Subsequently you could have $8,000 in deposits sitting in your account, Bank of America will return a $43 check and charge you $35 for the experience. This is not limited to new accounts, this has happened to those who have had accounts for some ten years with Bank of America.
The quickness of technology has been taken advantage of by banks to benefit banks, and the slowness of the old ways has been taken advantage of by banks to benefit banks. Bank of America has taken this to a high art and has institutionalized applying stress on its employees causing them to lie and attempt to intimidate the very customers who make their jobs possible.
What we’ve seen is that those who can’t make that cut are fired or forced to quit. From what we have found, we think those who have left, either voluntarily or who have been forced out should be given an award for valor under fire.
To get an idea of the magnitude of this problem, put “Bank of America complaints” in your search engine and prepare to be amazed at what comes up. As you read these complaints, think about the stress and frustration the people are experiencing who have written them. We are basically lethargic as a country. A few activists, but mostly the quiet middle class. That quiet middle class is who is writing those complaints.
On their overnight transactions with the Federal Reserve, they have maximum monies from having returned your check – they can use the funds you deposited without paying your obligations, as they should – and they can continue to use your monies to increase their standing with the feds, lower the amount they need to borrow and receive interest on the excess amount they have to offer – all at their customers’ expense and you have paid for the privilege of hurting yourself for the bank.
The check example is but one of several ways in which Bank of America abuses its customers. We have cited it because it is one which negatively affects most people. None of us are perfect and those imperfections are what Bank of America uses to take its customers’ money while making them feel as though they have violated some ethical code while all the time Bank of America is the violator of basic ethical codes.
Middle Americans can be easily shamed by large institutions and Bank of America has taken that flaw and woven it throughout its institution. It has and is receiving benefits it should not derive from this kind of abuse.
We have two examples:
1. What was considered loan sharking and was illegal is now a respected way of doing business and is normal banking practices. Bank of Amerca has used every loop hole to squeeze and extract every dime from their customers without any thought to the methods it uses to do just that or the consequences to the people it leaves destroyed on the side of the road.
2. It struck us as very much akin to spousal and child abuse which we read a lot about today, where the people being abused have a hard time moving away from their abuser.
We live in a democratic country. It is not perfect by any means and we have done some really horrible things as a country, but we have continued to try to better ourselves morally and otherwise. When we have seen transgressions we have attempted to address them – first by a few activists who are out front before the rest of us know what they are talking about, and then gradually by the many who begin to get the message and the veil drops from their eyes giving them clearer sight.
We hope Bettina’s Hall of Shame gives you something to think about as to the length institutions and people will go to harm one another. We hope you will reach out to do something about these transgressions. We can, each one of us, in our own way, contribute to stopping this and relieving some of the pain and suffering these ways have caused our sisters and brothers, mothers and fathers, children and grandchildren, nieces, nephews, cousins and friends.
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We submit to you BANK OF AMERICA as the first institution taking its well deserved place in BETTINA’S HALL OF SHAME. What say you? What will you do?
 
Respectfully submitted by All of Us at Bettina’s
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